
If someone were to get their hands on your Mint login, all they’d be able to do is view your balances and transactions. Mint is designed to be a read-only service, which means you can’t transfer money back and forth between accounts.
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The catch is that you have to provide the username and password you use for each one, which can certainly make you feel jittery if you’re worried about a security breach.
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This linking enables Mint to update your transactions automatically. When you create an account, you’re able to link all of your bank accounts, credit cards, and investment accounts. The reason people like Mint is because it allows you to see all of your financial details in one place. These sites are good for aggregating your various personal financial info online, but none of them are good enough (yet) for me to ditch my Microsoft Money - oh wait, MS has decided to discontinue the product and I need to look another one. I instead opt'd for Yodlee () which is the engine behind Mint but works for Canadians (but without all the social network aspects/features). is very nice website and too bad it doesn't work for Canadians. by swiping through those hacked ATM) - the bank's insurance policy doesn't kick in until you report loss. The same goes for people whose debit card was "copied" (e.g. In the event that someone got into your banking account and conduct transactions without your knowledge, you are pretty screwed unless you can prove it wasn't you who did the transaction.

I have to disagree with Scott's point about bank's ability to reimburse you for money withdrawn by people who stole your debit-card - that is only limited to transactions taken place after you reported the lost of the card ( ). I am not saying not to use, but it is certainly reasonable to ask these questions.


Take a service like compared with your bank for example. I think a lot of people would respond with something like "you use bank machines and online banking, don't you?" That is the same reason I hear people supporting voting machines and even online voting, but the problem is that there are significant differences.
